XRP Ledger v3.3.0 Upgrade Adds Five New Features for Banks and Tokenized Assets

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The XRP Ledger is preparing for one of its biggest upgrades yet. RippleX will roll out xrpld v3.3.0 next week, introducing five new features focused on tokenized assets, privacy, and institutional finance. 

While the update is not yet live, it could make XRPL more attractive to banks and businesses using blockchain. XRPL Moves Closer to RWA Adoption RippleX Head of Product Jazzi Cooper said XRPL has already shown it can support tokenized assets at scale. Now, the focus is on making those assets easier to transfer, trade, use as collateral, and settle across the network. Jazzi said that the upcoming xrpld v3.3.0 release includes five protocol amendments designed to improve how institutions use the XRP Ledger. 

Meanwhile, two of these features are being restored after earlier versions were removed due to security audits that found critical issues.

XRPL has already proven it can support tokenized assets at scale. Now it’s time to put these assets to use: global transfers, trading, collateralizing, and settling. The upcoming release of xrpld 3.3.0 includes five amendments that move XRPL significantly closer to that goal.…

— Jazzi Cooper (@jazzicoop) July 31, 2026 Five New Features Coming to XRPL The biggest addition is Batch Transactions, which lets users combine up to eight transactions into one package. Either all transactions succeed together, or they all fail, helping reduce costs and improve network efficiency. Another key feature is Permission Delegation.

This allows businesses to give limited account access to employees or third parties without sharing full control of their wallets, making institutional asset management safer. The update also introduces Confidential Multi-Purpose Tokens (Confidential MPT). This feature hides token balances and transaction amounts from public view while still allowing regulators or approved auditors to access the information when needed.

Another improvement is Sponsored Fees and Reserves, allowing companies to pay network fees on behalf of their users. This means customers may no longer need to hold XRP just to use applications built on the XRP Ledger. Finally, Dynamic Multi-Purpose Tokens (Dynamic MPT) will let token issuers update certain token settings after launch without creating a new token. This makes it easier for businesses to adjust to changing regulations. Although RippleX plans to release the server software next week, the features will not become active right away. Under the XRP Ledger’s governance process, each amendment must receive at least 80% support from trusted validators for 14 straight days before it becomes part of the main network.

The release also shows how quickly XRPL’s roadmap is moving. Just weeks ago, these features were still under development, while validators were mainly reviewing bug-fix updates for lending, vaults, permissioned exchanges, and multi-purpose tokens. If approved, the new features could strengthen XRP Ledger’s position as one of the leading blockchains for tokenized real world assets and enterprise blockchain applications. Was this writing helpful? Story Ends Here

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